Christmas Holiday Closure

All bank locations will be closing at noon on Tuesday, December 24, and will be closed on Wednesday, December 25. Locations will resume normal business hours on Thursday, December 26.

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Business Loans

Financing Solutions For Business Owners

Business owners do more than provide products and services. They also provide local jobs and support for community causes. Austin Bank provides lending solutions for businesses of any size. Our focus is always on providing you with the financing that will allow your business to grow and thrive. We do that by listening to your needs as a business owner and offering you the lending solutions that will help you achieve your goals. We work and live in the communities we serve and understand the unique qualities of our area. If you would like to learn more about how we can provide loans to help your business, please contact your local Austin Bank office.

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Business Loans We Offer

Loan TypeWhat You Need to Know
Working Capital Lines of CreditA great solution for short-term liquidity needs, this loan type is ideal for businesses that experience seasonal changes in cash flow. Lines of credit allow you to draw money as needed to maintain operations (i.e. inventory, payroll or rent) then repay and borrow again as needed - up to your credit limit.  Allows the flexibility to borrow and pay for things as needed without committing to a large, long-term loan.
Construction LoansIf you need to construct a space for your business, these loans can cover the costs associated with purchasing materials and completing work.
Equipment & Machinery LoansGet the capital you need to purchase equipment and machinery to allow your business to maintain operations and production.
Inventory LoansInventory financing allows you to purchase more products so you can meet the demand of your customers looking to make a purchase.
Real Estate LoansThis loan allows you to purchase real estate for your business, including office space, production space, manufacturing space and more.
Marketable Stocks & BondsMarketable securities financing can be quickly approved against a variety of assets.  You may want to leverage your existing securities portfolio to meet short-term working capital needs or refinance existing business debt.  Our team of lenders can work with you to determine the eligibility of your marketable securities portfolio.
Acquisition LoansMake sure you have enough capital to cover the costs associated with the acquisition of a business or franchise.
SBA LoansWe partner with the Small Business Administration to provide financing to help small business owners overcome barriers associated to getting their business up and running.

Have you filled out a loan application (mortgage, car, credit card, etc.) with a lender and wondered why you were quickly contacted by another?  This could be the result of trigger leads.  Click here to learn more about Trigger Leads.

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