Treasury Management

Treasury Management provides tools and information to improve cash flow.

Whether you are just starting a company, or have an established family operation, or a large corporation, Austin Bank Treasury Management provides you the financial tools and information to improve cash flow and increase profits.

 

AustinNET™

Austin Bank has the expertise to help you achieve your financial goals. AustinNet™ gives you the competitive advantage to have full service access to your accounts in a completely secure environment. Conduct your banking anywhere you have Internet access at any time. You will be able to do everything necessary to manage your business cash flow.

  • Review Account Information & Balances
  • Transaction Inquiry and Research
  • Transfer Funds between your Austin Bank Accounts
  • Company Controlled Authorization and Access
  • Customized Account Names and Groupings
  • Originate ACH Transactions*
    • Direct Deposit
    • Cash Concentration
    • Controlled Disbursements
    • Electronic Tax Payment
  • Originate Wire Transfers*
  • Optional Dual Authorization for Fund Transfers & File Origination
  • Place Stop Payments
  • View Images of your checks
  • Download Statements & Transactions


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*ACH Origination and Wire transfers request received after 3 p.m. will be processed on the next business day 


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CD-ROM Statement and Image Archive

Reduce storage and retrieval cost of statements and paid checks with Austin Bank's CD-ROM Image Archive service. At statement time, you will receive a CD with the current statement and high quality images of paid items.

  • Research posted checks in seconds
  • Reduce file space
  • Reduce the risk of check fraud
  • Makes an excellent companion to Account Reconcilliation

Sweep Account

Sweep to Investment or Loan account using Austin Bank's Automated Sweep to minimize line of credit interest expense and maximize investment earnings.

  • Sweep to Overnight Repurchase Account
  • Sweep to Revolving Line of Credit
  • If balance in account at end of day is in excess of your "target balance", excess can be applied to your Revolving Line of Credit account or invested in your Overnight Repurchase Agreement* account.
  • Market competitive investment yields


*Not FDIC Insured

Zero Balance Accounting

Deposits made to a sub-account are automatically concentrated into your primary account. Funds are transferred as needed from the primary account to the sub-account where a zero balance is maintained.

  • Gather funds from multiple locations
  • Avoid idle balances pending payment of checks
  • Automatically concentrate funds for investment
 
Security

Austin Bank uses state-of-the-industry security software and hardware to ensure account information remains secure. Complete privacy, controlled through encryption and passwords, ensures only authorized access to your accounts.

Direct Deposit

Utilize Direct Deposit to save employee time and increase productivity.  Direct Deposit may also help reduce fraud risk and payroll expenses.

 
Additional Products

Additional Treasury Management products include: Account Balances & Activity Reporting, Merchant Capture and Merchant Card Services. We have the financial tools to help your business.

 

 

Contact a Treasury Management Officer

Please call 800-644-9275. If you would like a Treasury Management Officer to contact you, please click the button below.

Contact Treasury Management

 

Options For You

Merchant Capture

Merchant Card Services

Add User form - AustinNET™

AustinNET™ Change form


Other Resources

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Loans

Online Banking