About Austin Bank

No matter where you turn in East Texas, you will likely find a business, a project, a home, a dream that began with the support of Austin Bank. Locally owned and operated by the Austin Family who has been members of the Texas banking community since 1909, Austin Bank currently has 33 locations in 24 cities throughout 12 counties. Each location is staffed with local management and personnel, given the authority to make local decisions on the banking needs of their customers.

For four generations – more than 100 years – the Austin family has realized the need to maintain a bank that would provide the financial stability and trust that would in turn contribute to the growth and prosperity of the communities they serve. This banking legacy began when John F. Austin, Sr. became a founder and President of the First State Bank of Frankston, TX. He and his wife, Sallie J. Austin, raised five children, three of whom followed in their father’s footsteps and continued in banking.

In 1944, the family purchased First State Bank in Rusk, TX, beginning their acquisition of six separate community banks. Between 1944 and 1985, the Austins expanded services to Big Sandy, Jacksonville, Longview, Rusk, Timpson and Whitehouse. In 1989, they added Troup Bank and Trust Company and in 1991, the First National Bank of Grand Saline.

In 1996, the six original banks acquired combined charters and became one bank – Austin Bank. They combined under the oldest original charter of First National Bank, Jacksonville which was dated September 1, 1900.

Efforts to continue providing service in the East Texas area brought additional acquisitions that included banks in Bullard and Kilgore. In 2010, the First State Bank of Frankston (with locations in Frankston, Noonday and Palestine) were merged with Austin Bank. A new banking office has been opened in the community of Cleveland most recently.

Austin Bank continues to operate on the core values on which it was founded - honesty and service. The Austin Bank philosophy today is derived from this lengthy legacy of service.

Our History


Why should you bank with Austin Bank?

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Russ Gideon, Jeff Austin, Jr., Jeff Austin III

L-R: Russ Gideon, President/CEO;
Jeff Austin, Jr., Chairman;
Jeff Austin, III, Vice Chairman